CTAV Delivers Superior
Insurance Coverage to you!

As a member of the Community Transportation Association of Virginia, you're eligible to participate in the CTAV Property and Casualty Insurance Program.

This comprehensive insurance program offers superior coverages tailored specifically to organizations such as yours. Many of these coverages are not found in traditional insurance policies. Additionally, your organization can benifit from the premium savings offered through the "gap rate".

This program is underwritten by Selective Insurance - a stable company with A+ (superior) rating from both A.M. Best and Standard and Poor's.

In addition to superior coverage, the program includes:

• Loss control / risk management / safety training
• 24-hour claims service
• Safety First program and National Safety News newsletter
• Customer Care website

For a free, no obligation
CTAV insurance analysis and proposal,
contact Don Thornhill, CIC, LUTCF
of Cabell-Bankers Insurance: (800) 541-1419

 CABELL-BANKERS INSURANCE
315 Old Ivy Way, P.O. Box 7606, Charlottesville, VA 22906
Tel: (800) 541-1419 or (434) 977-5313 • Fax: (434) 977-3954
email: • web: www.cabellbankers.com

Coverages offered  through the program include, (but are not limited to):

• Commercial Property
  • Business income - actual sustained loss
  • Systems breakdown coverage
  • $50,000 computers and media
  • $25,000 employee dishonesty
  • $25,000 food spoilage
  • $10,000 money and securities
  • Many other coverages automatically included
• General Liability
  • Volunteer and temp workers included
  • $15,000 medical payments
• Professional Liability
  • Occurrence form
  • #1,000,000 - $3,000,000 limits
  • Employees, volunteers and students in training included in coverage

• Automobile
  • Liability symbol 1 - any automobile
  • Lease gap coverage
  • $35,000 Hired car physical damage
  • $500 Physical damage for employees' or volunteers' vehicles
• Crime
• Workers' Compensation
• Fiduciary Liability
• Other Optional Coverage:
  • Sexual misconduct coverage
  • Key employee replacement
  • Directors and officers liability
  • Umbrella catastrophe liability coverage up to $15,000,000 limit
  • Fidelity bonds